Why You Want Workers’ Comp Insurance as an Independent Courier

As an independent courier, you are moving a large number of packages every single day. If you contract with some of the largest retailers, such as Amazon, then those numbers will skyrocket, especially during the holiday season. Unfortunately, the companies that you contract with will not be providing your employees any sort of insurance, and if they get hurt, it is on your company, not their’s. This is why it is crucial that you have workers compensation Amazon contractors for all of your employees.

Legal Fees

If your employee sues you for an accident that happened while they were working for you, it is not only their claim you will be on the hook for if the case is decided in their favor. You will also have to pay their legal fees as well as your own. If you have comprehensive workers’ comp insurance, these fees are covered by the insurance company, not by you.

Covers Injuries

Lifting and transporting all day can be a strenuous job even during the slowest of times. However, during peak times, the risk of injury grows exponentially. If an employee is injured on the job and is going to be out of work for an extended period of time, they will be filing for lost wages as well as access to any benefits that they qualify for. When this happens, if you have insurance for workers compensation Amazon contractors.

If you are interested in looking into workers’ comp insurance for your company, contact Capstone Insurance Services at http://capstonecoverage.com.

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