The time after an auto accident can be a confusing one, and many victims don’t know how to decide whether to hire a lawyer. For minor property damage and injuries, it’s usually best to let the insurance companies take care of things. However, when damages are higher, an Accident Lawyer Murfreesboro TN can solve problems, answer questions and provide valuable advice.
When Can an Accident Victim File a Lawsuit?
After an accident, there are certain limitations on a driver’s ability to sue. Some jurisdictions allow drivers to gain compensation for lost wages, pain and suffering from their own insurance companies. In other places, the victim’s only recourse is to sue the at-fault party.
When Should a Victim Hire an Attorney?
If a victim is expected to get a settlement of less than $1000 for his or her property damage and medical bills, they can often do a little research and negotiate with the insurance adjuster. These are considered small claims, but a consultation with a lawyer can give a victim valuable insight even if they don’t make a hiring decision.
However, if the victim’s injuries are serious, they may benefit from hiring an Accident Lawyer Murfreesboro TN if they feel that the insurance company’s settlement offer is unsuitable. Victims should consult a lawyer if their accidents involved any of the following:
* Defective car parts
* A motorcycle, bicyclist or pedestrian
* An intoxicated driver
* Head-on impact
* A commercial vehicle
* Road construction
* Permanent injury
* Unreimbursed wages
* Insufficient insurance coverage
Under such circumstances, the victim should not wait to speak to a lawyer. If too much time is spent in negotiations with the other party’s insurer, that firm will find it easier to build a case against the victim.
Settling vs. Suing
Insurers typically offer small settlements after accidents to avoid the hassle and expense of taking the case to court. In the time immediately after an accident, several thousand dollars may seem like a lot of money, but it may end up being insufficient if the victim is out of work for weeks. If the insurer’s offer won’t cover all losses, including lost income, the victim should consult an attorney. Call the Law Office of Gritton & Gritton PLLC or Browse Site to set up a consultation.