Filing for bankruptcy after a financially-trying period is never an easy decision to make. Before actually deciding to push through with it, you’ll want to hire an experienced bankruptcy attorney. Hayward is home to reputable attorneys who can help you through the process. But before hiring your attorney, here are some questions you’ll have to ask:
How Long Have You Been Doing This?
Filing for bankruptcy is a very risky and sensitive step to undertake, and when you do, you’ll want to make sure that an experienced professional will be there to guide you. Make sure to ask your bankruptcy attorney how long he or she has been in the business. Is this their first time to handle such a case? How did their other cases turn out?
Should I File for Bankruptcy?
Does the attorney recommend you wait it out for a while before filing for bankruptcy? Or maybe the attorney thinks you should pull the plug right now? Whatever answer your bankruptcy attorney give you, be sure to be able to steer the conversation to more specific lines of inquiry.
If the attorney tells you to hold the thought for a while, you can why. Are there any other options available for you? What’s the next recommend course of action, if not filing for bankruptcy?
If the suggestion is to go ahead and file for bankruptcy, it opens up a whole new lane of separate questions you can ask. How will your future look like after the filing? What can you do to alleviate the burden and the cost of filing for bankruptcy?
How Do I Pay You?
Should you pay the full amount right now? Or is the attorney willing to take the payments in installments? How do you have to pay the bill, installments are accepted? What is the average rate for bankruptcy attorneys and why are you being charged this amount?
During a sensitive time like this, money does matter, especially when looking for the right bankruptcy attorney. Don’t hesitate to broach money matters with your attorney, especially if he or she is going to help you with these problems.