There are different phases to the financial recovery process. Getting out of debt – or gaining control of your debt – can be seen as one of the first steps. If you are able to accomplish this, you deserve to be congratulated. The next step is going to be to make sure you regain the buying power you deserve to have. This will require rebuilding your credit. 4 Pillars has years of experience walking people through the credit rebuilding process. It’s all about having the tools and knowing how to use them. There are programs 4 Pillars offers that can make the process straightforward and manageable.
Backwards Design: Using Future Objectives to Make Credit Decisions
Improving your credit shouldn’t be done just for the sake of having a higher credit score. Also, you shouldn’t simply do it out of a sake of pride or because it feels good. You need to set specific financial goals and then decide which of these is going to require you to have strong credit. The next step is figuring out exactly how strong your credit has to be in order to achieve these financial goals. This is important because it’s going to take time, effort and real money to speed up your credit repair. For instance, if you want to purchase a home in the near future, your credit improving steps are going to be different than if you want to get a line of credit for shopping. 4 Pillars can help you use this concept, known as backwards design, to properly leverage your efforts. When a specific goal is the focus, the efforts used to get there fall into place more naturally.
Your Situation Requires a Program for You
Your needs are as different from those of another person rebounding from debt as the clothes you wear each day. While there are general rules as to how to rebuild your credit, the ways to achieve each of the standards are varied and intricate. A company like 4 Pillars will know how to best customize a debt rebuilding program to get you where you need to be. What works for another person may very well be ineffective for you, and vice versa. 4 Pillars’ thoughtful approach to debt repair ensures the steps taken are what’s best for you.
You can contact 4 Pillars using their website 4PillarsDebtConsultants.ca or over the phone at (866) 690-DEBT (3228). Call them today to get started with boosting your credit.