When it comes to homeowners insurance in Indianapolis, IN, playing it cheap is something you should never do. However, that doesn’t mean you should just settle for sky-high premiums.
With that being said, here are three ways you can save on your monthly premiums.
Invest in a Security System
Maintaining a security system can lower annual premiums by a minimum of 5%. In order to secure this type of discount, the homeowner must provide proof the security system is being monitored by a central station.
Raise the Deductible
If you understand insurance, you know the higher the deductible, the lower the annual premiums. The problem is, a higher deductible means you will have to spend more money out of your own pocket for certain issues.
Before taking this option make sure you weigh the pros and cons. The last thing you want is to be on the hook for thousands of dollars worth of damage.
Ask About Multiple Policy Discounts
Most of the major insurance companies will offer a discount if you purchase multiple policies through them. For example, you can purchase homeowners insurance, auto insurance, and health insurance from the same provider. Doing so can help you save 10% or more on your monthly premiums. Ask your current provider for quotes on other types of insurance.
As you very well know, your home is one of your biggest investments. It is therefore very important you have the best possible home owners insurance in Indianapolis, IN.
Contact The Thompson Group at thethompsongroup.net for the best insurance programs at the most competitive prices.