After someone hires a Personal Injury Attorney in South Windsor CT, it’s important to realize that medical insurance will be reimbursed from a settlement if the policy has made payments. The lawyer will likely clarify this point to the client before beginning settlement negotiations, but not everyone truly understands this aspect. They envision receiving the balance of the settlement minus the attorney fees and being able to keep all the money.
Health Insurance Reimbursement
If the injured person has health insurance, that coverage should pay for at least some of the bills related to the accident. Since some of the settlement money is intended to pay for medical expenses, the amount that the health insurance already paid for will be sent to those care providers. Any outstanding expenses would be covered by the settlement. The insurer paying the settlement or the law firm that negotiated the settlement will pay the bills directly from the compensation.
When Requesting Compensation Makes Sense
What if all the medical bills were covered by health insurance? Does it make any sense to hire a Personal Injury Attorney in South Windsor CT in that case? There are a couple factors to consider here. One is that the injured person may be liable for co-pays and a deductible, and the settlement would cover that. Click here to get more details.
Another factor is that a settlement is intended to cover lost wages and other tangible costs. For instance, if the person suffered broken legs, he or she may not be able to drive for a while. There may be a need for paid transportation. In addition, there may be a need for a paid housekeeper, someone to do yard work, and a home care worker. All those costs should be covered by the settlement.
A lawyer from a firm such as Kahan, Kerensky and Capossela LLP may include a demand for compensation for intangible factors too. Physical or emotional pain and suffering are often included as compensation-worthy in the demand letter. Reduced quality of life is another example. The person may benefit from psychological counseling, and that expense should be covered as well.