Business owners are required by law to maintain several different insurance policies that protect employees. Among these options is worker’s compensation insurance. The policy provides the employee with benefits should he or she become injured while performing work duties or traveling throughout the work site. If you were injured on the job and need legal assistance you should contact a Worker’s Compensation Lawyer in Ft. Pierce, FL today.
Worker’s Compensation and Failures
According to most policies, the employee is supposed to send the employee to an emergency room or care facility immediately following an accident that produces an injury. The doctor who treats the employee has a three-day window to submit his or her findings to the employer’s insurance carrier. If the doctor fails to comply with this requirement, the claim is not filed on time and could result in a significant delay in an award of benefits.
Further failures could occur due to inadequacies in the human resources department of the employing company. This department is typically responsible for managing insurance claims. The documentation for the accident should be filed immediately following acquisition of the doctor’s report. This allows time for a claim’s adjuster to review the medical findings and circumstance surrounding the accident.
The claim’s adjuster is responsible for reporting his or her findings to determine whether or not the employee is within his or her rights to receive benefits. If the claim’s adjuster omits any information from his or her report that is relevant to the case and could have resulted in an award of benefits, he or she is non-compliant with state-wide worker’s compensation laws.
Employees who are injured on the job have the right to immediate medical attention, which is paid through their employer’s insurance policy. Unfortunately, in some industries, managers receive bonuses based on a reduction of employee-based accidents. When this is the case, they are less likely to file an accident report. This could leave the employee with a large stack of medical bills and cause them to lose wages due to an inability to work. If you were injured on the job and need a Worker’s Compensation Lawyer today, you should contact Matheson & Horowitz promptly.